Every legal route,
compared in euros.
Counzel reads how you pay yourself today from your own ledger, tests every legal combination against the Belgian rule that binds it, and shows what actually reaches your account. Corporate and personal tax, together.
- The law behind each figure
- Constraints enforced, not suggested
- Company and personal tax together
- Pension shown apart from cash
Pay yourself
OptimisedCash forecast
13 weeks aheadVAT set‑aside € 8.420 · 20 Oct
Official filings
Prepared automaticallyCorporate tax 2025 · annual accounts · filed
Sales brief
ActivateHiring 3 field technicians — this month
Optimised across every legal route. Grounded in Belgian law.
Every route to pay yourself has a price per euro and a legal limit. Counzel fills the cheapest routes first, up to their limit, from your actual books.
- Limits enforced, not suggested — the € 51.000 salary condition, the 80 % pension rule, arm's‑length rent, the 30/70 copyright cap.
- Every figure carries its article. The full calculation is one click away.
What reaches you, per € 100 of profit, by route
Every rule checkedA dividend is taxed twice — the company first, then you. Pay the company can deduct is taxed once. Counzel moves your profit from the first path to the second, up to each route's legal limit.
▸ Show the full calculation
| Lever | Today | Optimised | Belgian rule checked |
|---|---|---|---|
| Gross salary | € 36.000 | € 44.000 | ✓ € 51.000, or the taxable profit if lower, unlocks the 20 % corporate rate · art. 215 CIR 92 |
| Home‑office rent | € 0 | € 4.800 | ✓ Arm's‑length, below the requalification threshold · art. 32 |
| Copyright income | € 0 | € 18.900 | ✓ Within the 30/70 cap on salary · art. 17 §1 5° |
| EIP pension | € 0 | € 5.300 | ✓ Within the 80 % rule · deferred, not taxed now |
| Flat expense allowance | — | € 600 | ✓ Tax‑free · costs substantiated |
| EV home charging | € 0 | € 3.000 | ✓ CREG rate · company EV required |
| Dividend · ordinary, 30 % | € 63.000 | € 0 | Replaced by VVPRbis |
| Dividend · VVPRbis, 18 % | € 0 | € 43.500 | ✓ Reserves built since 2024 · art. 269 §2 |
| Liquidation reserve | € 0 | — | Tested · slower to reach you than VVPRbis for this profile · art. 184quater |
| Corporate tax | € 21.000 | € 8.700 | 25 % → 20 %: the salary condition met, the levers deductible |
| Your taxes & social charges | € 30.800 | € 25.400 | Incl. 18 % on the VVPRbis dividend |
| Total taxes | € 51.800 | € 34.000 | 43 % → 28 % of the same profit |
| In your pocket now | € 68.200 | € 80.700 | + € 12.500 · plus € 4.500 into your pension |
Every legal combination is tested against the rule that binds it; the one that puts most in your account wins. Each figure links to its article. Example data.
The rules move. Hear it before it costs you.
Regulatory watch reads what changed and tells you whether it touches your company — with the source, not a newsletter.
- 1 July 2026
VVPRbis withholding 15 % → 18 %
Qualifying reserves distributed before the date keep 15 %; after it, the optimiser re‑prices every dividend route.
- Income year 2026
Minimum remuneration for the 20 % rate: € 51.000
A salary below the condition costs five points of corporate tax on the whole base — the single biggest lever for a one‑person company.
- Reserves built from 2026
Liquidation reserve: 6,5 % after 3 years
Shorter wait, higher levy. Whether it still beats VVPRbis depends on when you need the cash — the optimiser ranks both.
- Every income year
Copyright income: what still qualifies
Software work sits outside the regime; for what qualifies, the 30/70 cap against salary is checked, not assumed.
Examples of what Regulatory watch surfaces for a company like yours — each item carries its source in the product.
Four tabs. One question answered.
Today
How you pay yourself now, read from the 618 accounts — salary, dividends, benefits, rent — before anything is proposed.
Plan
The recommended mix, with the cascade from profit to your pocket and the article behind every line.
Levers
Each route on its own — VVPRbis, liquidation reserve, EIP, VAPZ, car, meal vouchers, rent, copyright, EV charging — with the rule that limits it.
Rules & sources
Every threshold, rate and cap with its source: CIR 92, the Programme Act, the CREG tariff. Updated when the law moves.
Counzel removes the grind. You keep the decisions.
Let's run a pilot on your own books.
If it shows you nothing about your company you didn't already know, you've lost nothing. If it does, you found it before it cost you.
Free pilot · no card · one or two companies · you decide on rollout.