CounzelAI
Live on odoo&=exact onlineBuilt for one‑person companies

One company. One question:
how do you take the money out?

You are the company — management company, consultant or freelancer in an SRL/BV. Every legal route — salary, VVPRbis, liquidation reserve, EIP, VAPZ, company car, home‑office rent, copyright, EV charging — compared per euro of profit, with the article behind each figure. From your actual books.

  • Pay yourself right
  • Cash set aside for the tax bill
  • Quarterly VAT from the books
  • Hear the law change first
Pay yourself right

Optimised across every legal route. Grounded in Belgian law.

Every route to pay yourself has a price per euro and a legal limit. Counzel fills the cheapest routes first, up to their limit, from your actual books.

  • Limits enforced, not suggested — the € 51.000 salary condition, the 80 % pension rule, arm's‑length rent, the 30/70 copyright cap.
  • Every figure carries its article. The full calculation is one click away.

What reaches you, per € 100 of profit, by route

Every rule checked

A dividend is taxed twice — the company first, then you. Pay the company can deduct is taxed once. Counzel moves your profit from the first path to the second, up to each route's legal limit.

Flat expense allowance
costs substantiated
€ 100
EV home charging
company EV · CREG rate
€ 100
Copyright income
30/70 cap on salary
€ 93
EIP pension
80 % rule
€ 85at retirement
Home‑office rent
arm's‑length
€ 68
VVPRbis dividend
reserves since 2024
€ 66
Salary
€ 51.000, or the taxable profit if lower, unlocks the 20 % rate
≈ € 63at this level
Ordinary dividend
what you use today
€ 53
Fill the routes at the top to their limit. Stop using the one you use today. Result on € 120.000: € 68.200 → € 80.700 in your pocket — + € 12.500 a year.
Show the full calculation
LeverTodayOptimisedBelgian rule checked
Gross salary€ 36.000€ 44.000€ 51.000, or the taxable profit if lower, unlocks the 20 % corporate rate · art. 215 CIR 92
Home‑office rent€ 0€ 4.800Arm's‑length, below the requalification threshold · art. 32
Copyright income€ 0€ 18.900Within the 30/70 cap on salary · art. 17 §1 5°
EIP pension€ 0€ 5.300Within the 80 % rule · deferred, not taxed now
Flat expense allowance€ 600Tax‑free · costs substantiated
EV home charging€ 0€ 3.000CREG rate · company EV required
Dividend · ordinary, 30 %€ 63.000€ 0Replaced by VVPRbis
Dividend · VVPRbis, 18 %€ 0€ 43.500Reserves built since 2024 · art. 269 §2
Liquidation reserve€ 0Tested · slower to reach you than VVPRbis for this profile · art. 184quater
Corporate tax€ 21.000€ 8.70025 % → 20 %: the salary condition met, the levers deductible
Your taxes & social charges€ 30.800€ 25.400Incl. 18 % on the VVPRbis dividend
Total taxes€ 51.800€ 34.00043 % → 28 % of the same profit
In your pocket now€ 68.200€ 80.700+ € 12.500 · plus € 4.500 into your pension

Every legal combination is tested against the rule that binds it; the one that puts most in your account wins. Each figure links to its article. Example data.

What changes this year

The rules move. Hear it before it costs you.

Regulatory watch reads what changed and tells you whether it touches your company — with the source, not a newsletter.

  1. 1 July 2026

    VVPRbis withholding 15 % → 18 %

    Qualifying reserves distributed before the date keep 15 %; after it, the optimiser re‑prices every dividend route.

  2. Income year 2026

    Minimum remuneration for the 20 % rate: € 51.000

    A salary below the condition costs five points of corporate tax on the whole base — the single biggest lever for a one‑person company.

  3. Reserves built from 2026

    Liquidation reserve: 6,5 % after 3 years

    Shorter wait, higher levy. Whether it still beats VVPRbis depends on when you need the cash — the optimiser ranks both.

  4. Every income year

    Copyright income: what still qualifies

    Software work sits outside the regime; for what qualifies, the 30/70 cap against salary is checked, not assumed.

Examples of what Regulatory watch surfaces for a company like yours — each item carries its source in the product.

See your cash · forecast included

See the VAT bill in July, not in October.

  • Actuals from the ledger, then a 13‑week forecast — with a likely range, not a single number.
  • Seasonally adjusted from your own history; anomalies flagged against your twelve‑month baseline.
  • VAT and tax set‑asides placed on the forecast, with their dates.
  • Ask a question in words, get a chart, keep it.
  • Plan the year on the same numbers — budget, hires, actual against plan.

Illustrative cash · 13-week forecast

Example data
ActualForecastLikely rangeTax set‑aside
050k100kTodayForecast →VAT · 20 Oct− € 8.420Tax advance · 10 Dec− € 12.300W37W41W47W54
Forecast in · 13 wk€ 84.200
Forecast out · 13 wk€ 61.900
Lowest balance ahead€ 38.900 · W44
Set aside for tax€ 20.720
Official filings

Every official filing, prepared automatically from your books.

  • The moment a period closes, the filing is computed from your entries — nothing re‑typed.
  • The official Intervat controls run on their own; only exceptions reach you.
  • VAT, client and intra‑community listings, corporate tax, annual accounts, tax slips — in the file format each authority expects.
  • You review and submit. Counzel never files without you.
  • Hear the law change before it costs you.

Illustrative filing calendar

Example statuses
Ledger readGrids computedControls runXML · XBRL generatedYou review & submit
FilingAuthorityDue
VAT return · Q3
[71] to pay € 4.452 · 10 controls pass
Intervat20 OctPrepared · ready to file
Intra‑community listing · Q3
One partner VAT number to confirm
Intervat20 OctNeeds your review
Corporate tax advance · Q4
Avoids the surcharge
FPS Finance10 DecSet aside € 12.300
Corporate tax return · 2025
Reduced rate confirmed · art. 215
Biztax30 SepCompleted · example
Annual accounts · 2025
Micro model · XBRL
NBB · CBSO31 JulCompleted · example
Annual client listing · 2025
Belgian clients over € 250
Intervat31 MarCompleted · example
Counzelor

Ask it anything about your company.

It answers from your ledger and from Belgian law — and shows you both. By keyboard or by voice.

You

How much can I still distribute this year under VVPRbis?

C
€ 38.200 gross at 15 %, on the reserves built since 2024. Distributions from 1 July fall under 18 % — the remaining reserve is in Pay yourself › Plan.
art. 269 §2 CIR 92 · Programme Act 2026
Your judgement, always

Counzel removes the grind. You keep the decisions.

Nothing posts unseen
You set what auto-posts and what waits for you. Start cautious, loosen as trust builds.
Every action explained
See where each figure came from in the document, and undo anything in one click.
Your data, your keys
Bring your own AI provider key. No lock-in; your client data stays yours.

Let's run a pilot on your own books.

If it shows you nothing about your company you didn't already know, you've lost nothing. If it does, you found it before it cost you.

Free pilot · no card · one or two companies · you decide on rollout.